If there is one ‘golden rule’ in parking, it is that occupancy is the main parameter that tells you the resource is being used efficiently. Spread the resource through the hierarchy of stakeholders, patients and visitors first and use price to control it. Price must be able to go up and down with occupancy and hospital seasonality. Then the resource will be used as efficiently as you may ever get.

Another important consideration is the amount of the deductible. This is the amount you will have to pay that the health care insurance won’t cover. The higher the deductible, the less you will pay per month. The lower the deductible, the higher your monthly payments will be. You will need to decide which option you can afford.

‘Like that will ever happen!’ you scoff. But, why shouldn’t it? In fact, one might argue that we have been in a price/jobs bubble for the last decade or so, and that we are only now reverting to the mean. Long-term employment data from the Bureau of labor Statistics supports this theory.

Most health insurance companies that run good websites have a “compare plans” button. You can compare up to 4 plans all at once. If you’re faced with too many questions about a health insurance plan, don’t hesitate to ask. Sometimes getting a health insurance policy can be confusing.